Total stamp duty
£38,750Stamp duty calculator
Stamp Duty on a £975,000 Property in 2026/27
A £975,000 home in England or Northern Ireland costs £38,750 in stamp duty (an effective rate of 3.97%).
Effective tax rate
4%Property price
£975,000Total to pay
£1,013,750price + duty
Breakdown by band
BandRateTax
Up to £250,000
£250,000 taxed in this band
0%
£0
£250,001 - £925,000
£675,000 taxed in this band
5%
£33,750
£925,001 - £1.5m
£50,000 taxed in this band
10%
£5,000
Above £1.5m
£0 taxed in this band
12%
£0
Duty vs property price
A simple visual showing how much of the purchase price goes toward tax.
Duty share
3.97%
Based on 2026/27 rates. Verify with HMRC before completing your purchase.
Enter the purchase price before any fees.
Location
Total stamp duty
£38,750
Effective rate: 3.97% of the purchase price
Price vs duty
Purchase price · £975,000 · 96%Stamp duty · £38,750 · 4%
Band breakdown
| Band | Rate | Taxable | Tax |
|---|---|---|---|
| Up to £250,000 | 0% | £250,000 | £0 |
| £250,001 - £925,000 | 5% | £675,000 | £33,750 |
| £925,001 - £1.5m | 10% | £50,000 | £5,000 |
| Above £1.5m | 12% | £0 | £0 |
| Total | £975,000 | £38,750 |
Based on 2026/27 rates. Verify with HMRC before completing your purchase.