Total stamp duty
£7,500Stamp duty calculator
Stamp Duty on a £400,000 Property in 2026/27
A £400,000 home in England or Northern Ireland costs £7,500 in stamp duty (an effective rate of 1.88%).
Effective tax rate
2%Property price
£400,000Total to pay
£407,500price + duty
Breakdown by band
BandRateTax
Up to £250,000
£250,000 taxed in this band
0%
£0
£250,001 - £925,000
£150,000 taxed in this band
5%
£7,500
£925,001 - £1.5m
£0 taxed in this band
10%
£0
Above £1.5m
£0 taxed in this band
12%
£0
Duty vs property price
A simple visual showing how much of the purchase price goes toward tax.
Duty share
1.88%
Based on 2026/27 rates. Verify with HMRC before completing your purchase.
Enter the purchase price before any fees.
Location
Total stamp duty
£7,500
Effective rate: 1.88% of the purchase price
Price vs duty
Purchase price · £400,000 · 98%Stamp duty · £7,500 · 2%
Band breakdown
| Band | Rate | Taxable | Tax |
|---|---|---|---|
| Up to £250,000 | 0% | £250,000 | £0 |
| £250,001 - £925,000 | 5% | £150,000 | £7,500 |
| £925,001 - £1.5m | 10% | £0 | £0 |
| Above £1.5m | 12% | £0 | £0 |
| Total | £400,000 | £7,500 |
Based on 2026/27 rates. Verify with HMRC before completing your purchase.