Stamp duty calculator

Stamp Duty on a £325,000 Property in 2026/27

A £325,000 home in England or Northern Ireland costs £3,750 in stamp duty (an effective rate of 1.15%).

Total stamp duty

£3,750

Effective tax rate

1%

Property price

£325,000

Total to pay

£328,750

price + duty

Breakdown by band

BandRateTax

Up to £250,000

£250,000 taxed in this band

0%
£0

£250,001 - £925,000

£75,000 taxed in this band

5%
£3,750

£925,001 - £1.5m

£0 taxed in this band

10%
£0

Above £1.5m

£0 taxed in this band

12%
£0

Duty vs property price

A simple visual showing how much of the purchase price goes toward tax.

Duty share

1.15%

Based on 2026/27 rates. Verify with HMRC before completing your purchase.

Enter the purchase price before any fees.

Location

Total stamp duty

£3,750

Effective rate: 1.15% of the purchase price

Price vs duty

Purchase price · £325,000 · 99%Stamp duty · £3,750 · 1%

Band breakdown

BandRateTaxableTax
Up to £250,0000%£250,000£0
£250,001 - £925,0005%£75,000£3,750
£925,001 - £1.5m10%£0£0
Above £1.5m12%£0£0
Total£325,000£3,750

Based on 2026/27 rates. Verify with HMRC before completing your purchase.