Stamp duty calculator

Stamp Duty on a £1,000,000 Property in 2026/27

A £1,000,000 home in England or Northern Ireland costs £41,250 in stamp duty (an effective rate of 4.13%).

Total stamp duty

£41,250

Effective tax rate

4%

Property price

£1,000,000

Total to pay

£1,041,250

price + duty

Breakdown by band

BandRateTax

Up to £250,000

£250,000 taxed in this band

0%
£0

£250,001 - £925,000

£675,000 taxed in this band

5%
£33,750

£925,001 - £1.5m

£75,000 taxed in this band

10%
£7,500

Above £1.5m

£0 taxed in this band

12%
£0

Duty vs property price

A simple visual showing how much of the purchase price goes toward tax.

Duty share

4.13%

Based on 2026/27 rates. Verify with HMRC before completing your purchase.

Enter the purchase price before any fees.

Location

Total stamp duty

£41,250

Effective rate: 4.13% of the purchase price

Price vs duty

Purchase price · £1,000,000 · 96%Stamp duty · £41,250 · 4%

Band breakdown

BandRateTaxableTax
Up to £250,0000%£250,000£0
£250,001 - £925,0005%£675,000£33,750
£925,001 - £1.5m10%£75,000£7,500
Above £1.5m12%£0£0
Total£1,000,000£41,250

Based on 2026/27 rates. Verify with HMRC before completing your purchase.